Personal Accident and Sickness Insurance

    Experience the Unique Benefits of VIM Cover's Personal Sickness and Accident Insurance

    VIM | COVER|Personal Accident and Sickness Insurance

    Financial Security

    Life is unpredictable, and accidents can happen when you least expect them. VIM Cover’s Personal Accident and Sickness Insurance provides you with financial security in times of crisis. 

    Our coverage ensures that you and your loved ones are protected from the potential financial burden resulting from accidents, disability, or unforeseen medical expenses.

    VIM | COVER|Personal Accident and Sickness Insurance

    Personalised Coverage

    We understand that everyone’s lifestyle and needs are different. That’s why VIM Cover offers personalised coverage options for your personal and accident insurance. 

    Whether you require coverage for medical expenses, income protection, or accidental death benefits, our flexible policies can be tailored to meet your specific requirements.

    VIM | COVER|Personal Accident and Sickness Insurance

    Peace of Mind

    Your wellbeing is not only important to you but also to your loved ones. With VIM Cover’s Personal and Accident Insurance, you can have peace of mind knowing that your family’s financial future is protected. 

    In the event of an accident or unexpected disability, our coverage provides financial support to help your family cope with the challenges that may arise.

    VIM | COVER|Personal Accident and Sickness Insurance

    Income Protection

    Accidents or illnesses can sometimes result in a loss of income, leaving you and your family vulnerable. VIM Cover’s Personal sickness and Accident Insurance include income protection and loss of earnings coverage, ensuring that you have a safety net in place during challenging times. This coverage helps replace lost income, allowing you to maintain your standard of living and meet your financial obligations.

    VIM | COVER|Personal Accident and Sickness Insurance


    In the unfortunate event of an accident or injury, VIM Cover goes beyond financial protection by offering additional support for recovery and rehabilitation. Our insurance policies may include benefits such as rehabilitation expenses, physiotherapy, and counseling services to aid in your physical and emotional recovery. We are committed to supporting your well-being and helping you regain your quality of life.

    VIM | COVER|Personal Accident and Sickness Insurance

    24/7 Assistance

    Accidents can happen anywhere, at any time. That’s why VIM Cover’s sickness and accident insurance provides worldwide coverage. Whether you’re at home, traveling, or pursuing your hobbies abroad, our insurance ensures that you are protected no matter where you are. Additionally, our dedicated support team is available 24/7 to assist you in times of emergency or need.

    Welcome to VIM Cover's Personal Accident and Illness Insurance

    Protecting Your Wellbeing with VIM Cover

    At VIM Cover, we understand the importance of protecting yourself and your loved ones during such challenging times. That’s why we offer Personal Accident and Sickness Insurance – a comprehensive insurance solution designed to provide financial support and coverage in the event of accidents, injuries, or sickness. 

    With VIM Cover, you can gain confidence and security knowing that you are prepared for the unexpected. Explore our range of coverage options and let us help you safeguard your well-being today

    VIM | COVER|Personal Accident and Sickness Insurance

    Get Started Today!

    Protect your well-being with VIM Cover

    Don’t leave your protection to chance. Safeguard your well-being and that of your loved ones with VIM Cover’s Personal and Accident Insurance. Contact us today to discuss your insurance needs and receive a tailored solution that offers comprehensive coverage, peace of mind, and the support you need to navigate life’s uncertainties.

    Frequently Asked Questions

    Our Accident and Sickness Insurance coverage provides financial benefits to the insured if they suffer from an injury or illness that leads to temporary or permanent disability, or death. It can offer a lump sum payment or a series of payments for a specified period.

    It covers damage or loss to the insured vehicles, liability to third parties for injury or damage, and potentially other risks depending on the policy details

    This type of insurance is suitable for both employed and self-employed individuals who want to protect their income. It’s particularly beneficial for those in physically demanding jobs or industries where the risk of injury is higher.

    For more details, speak to our experts now

    Coverage typically includes:

    • Accidental death or injury: A lump sum payment for accidental death or specific injuries (e.g., loss of limbs, sight).
    • Temporary total disability: Regular payments if you’re temporarily unable to work due to injury or illness.
    • Permanent total disability: A lump sum if you’re permanently unable to return to work.
    • Sickness: Coverage for illnesses that result in temporary or permanent disability.

    Exclusions can vary but often include:

    • Pre-existing conditions
    • Injuries or illnesses due to drug or alcohol abuse
    • Self-inflicted injuries
    • Injuries from participation in criminal activities
    • Certain hazardous activities or sports

    To file a claim, you should notify your dedicated insurer at VIM Cover as soon as possible after the incident. You’ll likely need to provide:

    • A completed claim form
    • Medical reports or documentation supporting your claim
    • Proof of earnings if claiming for income protection
    • Any other documentation requested by your insurer

    Dial 1300 003 555 to know more about your claim. 

    The time frame can vary depending on the insurer and the complexity of the claim. However, insurers usually aim to process claims promptly once all necessary documentation has been received.

    Yes, employers can take out group policies to cover their employees. This can be an attractive benefit, offering protection to employees and their families in case of unexpected illness or injury.