Secure Your Home with Australia's Comprehensive Home and Contents Insurance Provider

Find peace of mind with VIM Cover’s affordable and comprehensive coverage options.

    What do we offer?

    Comprehensive Home Insurance: Secure your home with the VIM Cover’s home and contents insurance, covering all structural damages against unforeseen events. Our policies ensure your peace of mind with top-tier protection.

    Contents Insurance: Safeguard your valuable possessions with our premium contents insurance plans. From electronics to jewelry, get the coverage you need for the things that matter most.

    Combined Home and Contents Insurance: Experience comprehensive protection with our combined policies, offering the best of both worlds. This is the ultimate insurance home and contents solution for complete peace of mind.

    Landlord Insurance: Protect your investment properties with our specialised landlord insurance. Ideal for ensuring your rental homes and their contents are covered, providing security against potential risks.

    Renters Insurance: Our renters insurance policies are tailored for those leasing their homes, offering affordable coverage for your belongings within any rental property.

    Portable Valuables Insurance: For items you take on the go, our portable valuables insurance provides the perfect safety net. Ideal for those seeking cheap home and contents insurance options that cover personal items outside the home.

    High-Value Items Insurance: Specialised coverage for your most precious possessions. Whether it’s art, antiques, or heirlooms, ensure they’re protected with the best home and contents insurance available.

    Emergency Accommodation Coverage: In the unforeseen event that your home becomes uninhabitable, this service provides coverage for temporary accommodation, ensuring you’re always taken care of.

    About Us

    At VIM Cover, we’re more than just an insurance company; we’re your partners in protecting what matters most. With years of expertise in home and contents insurance, we’ve built a reputation as one of Australia’s most trusted insurers. Our commitment to providing the best home and contents insurance solutions is reflected in every policy we craft, tailored to meet the unique needs of our diverse clientele.


    Why Choose VIM Cover?

    Expertise and Trust

    Our deep understanding of the nuances of home and contents insurance ensures that every aspect of your home is safeguarded against unforeseen events

    Affordable Solutions

    We believe in offering cost effective home and contents insurance without compromising on coverage. Our goal is to provide the cheapest home and contents insurance options that still deliver comprehensive protection.

    Customised Coverage

    • Recognising that every home and homeowner is unique, our policies are designed to offer personalised insurance for home and contents. Whether it’s your first home, a rental property, or a cherished family residence, we’ve got you covered.

    Customer-Centric Approach

    At the heart of VIM Cover is our dedication to exceptional customer service. We’re here to guide you through every step of your insurance journey, from selecting the right policy to making a claim.

    In our pursuit of excellence, we continuously innovate to ensure our offerings not only meet but exceed the expectations of our customers. Whether you’re looking for the most comprehensive coverage or the most affordable option, VIM Cover is your go-to provider for all things related to home and contents insurance in Australia.

    The Benefits

    Why Choose Vim Cover's Home & Contents Insurance?

    Liability Coverage

    Accidents can happen, and it’s crucial to have liability coverage to protect yourself in case of any unfortunate incidents. With Vim Cover’s home and contents insurance, you’ll have liability cover of up to $30 million. This coverage safeguards you against liability for injury, loss of life, or property damage to a third party while on your property. We understand the importance of protecting your financial wellbeing and providing support in case of unexpected liability claims.

    Protecting Your Home

    At VIM Cover, we prioritise the protection of your home against various risks. Our home and contents insurance policy offers comprehensive coverage for a wide range of events, including fire, explosion, storm, rainwater, hail, wind, and water damage. You can have peace of mind knowing that your home is financially protected in case of unforeseen incidents. Additionally, our coverage extends to damage caused by falling trees during a storm or the impact of a car, ensuring that you are covered for such scenarios. 

    Protecting Your Valuables

    We understand the importance of your personal belongings and their value to you. That’s why our home and contents insurance policy includes coverage for burglary or theft. Whether it’s a forced break-in, vandalism, or malicious damage, our insurance provides financial reimbursement for the repair or replacement of stolen or damaged belongings. With VIM Cover, you can have the peace of mind that your valuable possessions are protected against theft and other related risks.

    Additional Benefits

    In addition to the core coverage, our home and contents insurance policy offers additional benefits to provide comprehensive protection for your home. You’ll receive up to 30% extra coverage of your total sum insured, ensuring that you won’t be caught short in case of rebuilding or repair costs. We also understand that temporary relocation may be necessary during home repairs, which is why we offer coverage for accommodation costs. Furthermore, our policy includes environmental upgrade cover and extra rebuilding costs to meet statutory requirements. 

    Frequently Asked Questions

    An insurance broker, like what we offer in our insurance broking services, works on behalf of clients to find the best insurance policies from various insurers. Unlike an insurance agent, who represents a single insurance company, a local insurance broker like us at VIM Cover has the flexibility to compare offerings across the market to ensure you get the best deal.

    It covers damage or loss to the insured vehicles, liability to third parties for injury or damage, and potentially other risks depending on the policy details

    An insurance advisor typically provides guidance on insurance matters without selling insurance directly, while an insurance broker not only offers advice but also actively brokers deals between clients and insurers. At VIM Cover, our insurance broking expertise means we actively engage in the market to secure policies that align perfectly with your needs.

    Using an insurance broker, especially a local insurance broker like VIM Cover, offers numerous benefits. We provide personalised service, market-wide comparisons, and expert advice to ensure you receive the best possible insurance coverage. Our role in insurance broking means we handle the complexities of finding, negotiating, and securing insurance, saving you time and offering peace of mind.

    Absolutely. A skilled local insurance broker offers invaluable insights and access to a broader range of insurance products than you might find on your own. Our expertise in insurance broking at VIM Cover ensures that we can often secure more favorable terms and premiums, making our service a worthwhile investment for safeguarding your assets and interests.