--- title: "Blog" url: "https://vimcover.com.au/blog/" type: "page" published: "2023-06-28T13:28:39+10:00" modified: "2026-06-23T08:47:41+10:00" author: "Brad Smith" --- # Insights Practical insights, guides, and updates to help you understand business insurance and manage risk with confidence. From cover types to real-world scenarios, we break things down in a way that actually makes sense. [!\[Residential Strata Insurance Victoria: Protecting Strata Title Properties\](https://vimcover.com.au/wp-content/uploads/2026/03/closeup-unrecognizable-couple-signing-contract-with-financial-advisor-1024x683.jpg)](https://vimcover.com.au/blog/residential-strata-insurance-victoria/) ### [Residential Strata Insurance Victoria: Protecting Strata Title Properties](https://vimcover.com.au/blog/residential-strata-insurance-victoria/) Brad Smith March 13, 2026 [Read More »](https://vimcover.com.au/blog/residential-strata-insurance-victoria/) [!\[Comprehensive Guide to Residential Strata Insurance in NSW\](https://vimcover.com.au/wp-content/uploads/2026/02/Comprehensive-Guide-to-Residential-Strata-Insurance-in-NSW-1024x683.png)](https://vimcover.com.au/blog/residential-strata-insurance-nsw/) ### [Comprehensive Guide to Residential Strata Insurance in NSW](https://vimcover.com.au/blog/residential-strata-insurance-nsw/) Brad Smith February 25, 2026 [Read More »](https://vimcover.com.au/blog/residential-strata-insurance-nsw/) [!\[How Insurance Premiums Are Commonly Influenced\](https://vimcover.com.au/wp-content/uploads/2026/02/3-1024x683.png)](https://vimcover.com.au/blog/residential-strata-insurance-qld/) ### [Comprehensive Guide to Residential Strata Insurance in QLD](https://vimcover.com.au/blog/residential-strata-insurance-qld/) Brad Smith February 11, 2026 [Read More »](https://vimcover.com.au/blog/residential-strata-insurance-qld/) [!\[Comprehensive Guide to Business Insurance Cost in 2026\](https://vimcover.com.au/wp-content/uploads/2026/01/Comprehensive-Guide-to-Business-Insurance-Cost-in-2026-1024x683.png)](https://vimcover.com.au/blog/business-insurance-cost/) ### [Comprehensive Guide to Business Insurance Cost in 2026](https://vimcover.com.au/blog/business-insurance-cost/) Brad Smith January 13, 2026 [Read More »](https://vimcover.com.au/blog/business-insurance-cost/) [!\[img Comprehensive Plant Insurance for Businesses in 2026\](https://vimcover.com.au/wp-content/uploads/2025/12/img-Comprehensive-Plant-Insurance-for-Businesses-in-2026-1024x683.png)](https://vimcover.com.au/blog/why-plant-insurance-matters-for-your-business/) ### [Why plant insurance matters for your business](https://vimcover.com.au/blog/why-plant-insurance-matters-for-your-business/) Brad Smith December 9, 2025 [Read More »](https://vimcover.com.au/blog/why-plant-insurance-matters-for-your-business/) [!\[img Comprehensive Equipment Insurance for All Your Business Needs\](https://vimcover.com.au/wp-content/uploads/2025/12/img-Comprehensive-Equipment-Insurance-for-All-Your-Business-Needs-1024x683.png)](https://vimcover.com.au/blog/equipment-insurance/) ### [Comprehensive Equipment Insurance for All Your Business Needs](https://vimcover.com.au/blog/equipment-insurance/) Brad Smith December 3, 2025 [Read More »](https://vimcover.com.au/blog/equipment-insurance/) [!\[VIM Cover-Comprehensive Machinery Insurance for Your Business\](https://vimcover.com.au/wp-content/uploads/2025/11/img-Comprehensive-Machinery-Insurance-for-Your-Business-in-2025-1024x683.png)](https://vimcover.com.au/blog/machine-insurance/) ### [Comprehensive Machinery Insurance for Your Business in 2026](https://vimcover.com.au/blog/machine-insurance/) Brad Smith November 21, 2025 [Read More »](https://vimcover.com.au/blog/machine-insurance/) [!\[Understanding Public Liability Insurance Cost\](https://vimcover.com.au/wp-content/uploads/2025/10/Understanding-Public-Liability-Insurance-1024x683.jpg)](https://vimcover.com.au/blog/public-liability-insurance-cost/) ### [Understanding Public Liability Insurance Costs in 2026](https://vimcover.com.au/blog/public-liability-insurance-cost/) Brad Smith October 10, 2025 [Read More »](https://vimcover.com.au/blog/public-liability-insurance-cost/) [!\[Professional Indemnity Insurance\](https://vimcover.com.au/wp-content/uploads/2025/09/business-people-work-1-1024x683.png)](https://vimcover.com.au/blog/what-is-public-liability-insurance/) ### [What Is Public Liability Insurance and Why Does It Matter in 2026?](https://vimcover.com.au/blog/what-is-public-liability-insurance/) Brad Smith September 29, 2025 [Read More »](https://vimcover.com.au/blog/what-is-public-liability-insurance/) [!\[What Public Liability Insurance Covers Vim Cover\](https://vimcover.com.au/wp-content/uploads/2025/09/What-Public-Liability-Insurance-Covers-Vim-Cover-1024x683.png)](https://vimcover.com.au/blog/what-does-public-liability-insurance-cover/) ### [What Does Public Liability Insurance Cover?](https://vimcover.com.au/blog/what-does-public-liability-insurance-cover/) Brad Smith September 18, 2025 [Read More »](https://vimcover.com.au/blog/what-does-public-liability-insurance-cover/) [!\[Comprehensive Light Truck Insurance Guide for 2025 VIM Cover\](https://vimcover.com.au/wp-content/uploads/2025/09/Comprehensive-Light-Truck-Insurance-Guide-for-2025-VIM-Cover-1024x683.png)](https://vimcover.com.au/blog/food-truck-insurance-guide-2026/) ### [Comprehensive Food Truck Insurance for 2026](https://vimcover.com.au/blog/food-truck-insurance-guide-2026/) Brad Smith September 3, 2025 [Read More »](https://vimcover.com.au/blog/food-truck-insurance-guide-2026/) [!\[Confident light truck owner standing by his fleet, highlighting the importance of having reliable light truck insurance.\](https://vimcover.com.au/wp-content/uploads/2025/08/Light-Truck-Owner-Featured-1024x683.jpg)](https://vimcover.com.au/blog/light-truck-insurance-guide-2026/) ### [Comprehensive Light Truck Insurance Guide for 2026](https://vimcover.com.au/blog/light-truck-insurance-guide-2026/) Brad Smith August 15, 2025 [Read More »](https://vimcover.com.au/blog/light-truck-insurance-guide-2026/) [!\[SERVICE BASED BUSINESS\](https://vimcover.com.au/wp-content/uploads/2025/07/SERVICE-BASED-BUSINESS-1024x581.jpg)](https://vimcover.com.au/blog/understanding-insurance-for-service-based-businesses/) ### [Understanding Insurance for Service Businesses](https://vimcover.com.au/blog/understanding-insurance-for-service-based-businesses/) Brad Smith July 7, 2025 [Read More »](https://vimcover.com.au/blog/understanding-insurance-for-service-based-businesses/) [!\[MANUFACTURING\](https://vimcover.com.au/wp-content/uploads/2025/06/MANUFACTURING-1024x683.jpg)](https://vimcover.com.au/blog/manufacturing-and-engineering-insurance/) ### [Manufacturing and Engineering Insurance](https://vimcover.com.au/blog/manufacturing-and-engineering-insurance/) Brad Smith June 29, 2025 [Read More »](https://vimcover.com.au/blog/manufacturing-and-engineering-insurance/) [!\[Cafe owner looking at hospitality insurance\](https://vimcover.com.au/wp-content/uploads/2026/04/hospitality-insurance.jpg)](https://vimcover.com.au/blog/why-hospitality-insurance-is-crucial-for-your-aussie-business/) ### [Why Hospitality Insurance is Crucial for Your Aussie Business](https://vimcover.com.au/blog/why-hospitality-insurance-is-crucial-for-your-aussie-business/) Brad Smith June 11, 2025 [Read More »](https://vimcover.com.au/blog/why-hospitality-insurance-is-crucial-for-your-aussie-business/) [!\[STRATA 1\](https://vimcover.com.au/wp-content/uploads/2025/06/STRATA-1-1024x684.jpg)](https://vimcover.com.au/blog/why-property-managers-need-a-diligent-insurance-broker/) ### [Why Property Managers Need a Diligent Insurance Broker](https://vimcover.com.au/blog/why-property-managers-need-a-diligent-insurance-broker/) Brad Smith June 3, 2025 [Read More »](https://vimcover.com.au/blog/why-property-managers-need-a-diligent-insurance-broker/) [!\[Inspector or blue collar worker examines building wall outdoors.\](https://vimcover.com.au/wp-content/uploads/2025/01/CONSTRUCTION-INSURANCE-1024x683.jpeg)](https://vimcover.com.au/blog/comprehensive-construction-and-trades-insurance-plans-for-2025/) ### [Comprehensive Construction and Trades Insurance Plans for 2025](https://vimcover.com.au/blog/comprehensive-construction-and-trades-insurance-plans-for-2025/) Brad Smith May 29, 2025 [Read More »](https://vimcover.com.au/blog/comprehensive-construction-and-trades-insurance-plans-for-2025/) [!\[WORRIED INSURANCE\](https://vimcover.com.au/wp-content/uploads/2025/05/WORRIED-INSURANCE.jpg)](https://vimcover.com.au/blog/guide-to-different-insurance-policies/) ### [Guide to Different Insurance Policies](https://vimcover.com.au/blog/guide-to-different-insurance-policies/) Brad Smith May 18, 2025 [Read More »](https://vimcover.com.au/blog/guide-to-different-insurance-policies/) [!\[Grandfather and daughter in front of suburban home\](https://vimcover.com.au/wp-content/uploads/2025/05/DYMISTIFY.jpg)](https://vimcover.com.au/blog/demystifying-insurance-complexity/) ### [Demystifying Insurance Complexity](https://vimcover.com.au/blog/demystifying-insurance-complexity/) Brad Smith May 2, 2025 [Read More »](https://vimcover.com.au/blog/demystifying-insurance-complexity/) [!\[Portrait of a young woman in a modern loft\](https://vimcover.com.au/wp-content/uploads/2024/08/NEW-BUSINESS-OWNER-1024x683.jpg)](https://vimcover.com.au/blog/why-sole-trader-insurance-is-crucial-for-your-australian-business/) ### [Why Sole Trader Insurance is Crucial for Your Australian Business](https://vimcover.com.au/blog/why-sole-trader-insurance-is-crucial-for-your-australian-business/) Brad Smith April 29, 2025 [Read More »](https://vimcover.com.au/blog/why-sole-trader-insurance-is-crucial-for-your-australian-business/) [!\[Real life female electrician and her coworker at work\](https://vimcover.com.au/wp-content/uploads/2025/04/TRADIES-1024x683.jpeg)](https://vimcover.com.au/blog/top-benefits-of-tradies-insurance-in-2025/) ### [Top Benefits of Tradies Insurance in 2025](https://vimcover.com.au/blog/top-benefits-of-tradies-insurance-in-2025/) Brad Smith April 21, 2025 [Read More »](https://vimcover.com.au/blog/top-benefits-of-tradies-insurance-in-2025/) [!\[Businessman using laptop with AI tech auto insurance service concept, travel insurance data management, fast solve problem, service, digital transformation, protection, digital application.\](https://vimcover.com.au/wp-content/uploads/2025/04/CYBER-4-1024x684.jpg)](https://vimcover.com.au/blog/what-is-cyber-insurance/) ### [What is cyber insurance?](https://vimcover.com.au/blog/what-is-cyber-insurance/) Brad Smith April 11, 2025 [Read More »](https://vimcover.com.au/blog/what-is-cyber-insurance/) [!\[insurance office meeting\](https://vimcover.com.au/wp-content/uploads/2023/07/Screen-Shot-2023-08-01-at-12.04.01-am-1024x691.png)](https://vimcover.com.au/blog/top-tips-for-bundling-business-insurance-and-saving-money/) ### [Top Tips for Bundling Business Insurance and Saving Money](https://vimcover.com.au/blog/top-tips-for-bundling-business-insurance-and-saving-money/) Brad Smith March 26, 2025 [Read More »](https://vimcover.com.au/blog/top-tips-for-bundling-business-insurance-and-saving-money/) [!\[old couple checking insurance\](https://vimcover.com.au/wp-content/uploads/2024/05/pexels-kampus-8439679-1-e1753391933340.jpg)](https://vimcover.com.au/blog/navigating-business-insurance-in-post-pandemic-australia/) ### [Navigating Business Insurance in Post-Pandemic Australia](https://vimcover.com.au/blog/navigating-business-insurance-in-post-pandemic-australia/) Brad Smith March 9, 2025 [Read More »](https://vimcover.com.au/blog/navigating-business-insurance-in-post-pandemic-australia/) ##### Filter by Category - [Boat](https://vimcover.com.au/insights/boat/) (1) - [Broker](https://vimcover.com.au/insights/broker/) (12) - [Business Packages](https://vimcover.com.au/insights/business-packages/) (13) - [Commercial and Domestic Strata](https://vimcover.com.au/insights/commercial-domestic-strata/) (3) - [Commercial Property](https://vimcover.com.au/insights/commercial-property/) (3) - [Cyber](https://vimcover.com.au/insights/cyber/) (4) - [Farm and Hobby Farm](https://vimcover.com.au/insights/farm-hobby-farm/) (1) - [General Tips](https://vimcover.com.au/insights/general-tips/) (3) - [Home](https://vimcover.com.au/insights/home/) (3) - [Hospitality](https://vimcover.com.au/insights/hospitality/) (1) - [Manufacturing & Engineering](https://vimcover.com.au/insights/manufacturing-engineering/) (1) - [Plant and Equipment](https://vimcover.com.au/insights/plant-and-equipment/) (3) - [Premium Funding](https://vimcover.com.au/insights/premium-funding/) (1) - [Professional 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